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earnest money deposit
A deposit made by the potential home buyer to show that he or she is serious about buying the house.
easement
A right of way giving persons other than the owner access to or over a property.
effective age
An appraiser's estimate of the physical condition of a building. The actual age of a building may be shorter or longer than its effective age.
effective gross income
Normal annual income including overtime from more than one source that is regular or guaranteed. Salary is generally the principal source, but other income may qualify if it is significant and stable.
encumbrance
A claim against a property by another party, usually impacting the transferability of the property.
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